Open A Payment Account:
It doesn't make sense to join all these programs and they have nowhere to send your money, now does it? Payment differs by program but, by and large, there are a few common methods.
1. If you live in one of the supporting countries, it would be a very good idea to open a Paypal account. This is one of the most recommended payment methods and is accepted pretty much everywhere online. You are allowed to withdraw cash and it is very easy to use.
2. E-Gold is becoming increasingly popular with more and more online merchants accepting it. The one downfall of this program is that, while you can easily transfer funds online, you need to go through a third party to withdraw funds as cash. I would highly recommend E-Gold only if you plan on using your earnings online. Worldwide.
3. Stormpay is another good program, similar to Paypal except that it is worldwide. You will have to supply copies of your identification and you cannot sign up with any email address other than that provided by your ISP. This may put off some people who are a bit paranoid of having their personal information online. An added advantage though is the new StormClix program.
4. I have heard this next program referred to an E-Gold without the restrictions. Moneybookers has also been increasing in popularity and is even being accepted by domain registrars such as Registerfly. There are a number of ways to fund your account and they are worldwide. Unlike E-Gold, you can withdraw your cash directly.
5. Some affiliate programs will offer to pay by Cheque or Money Order. If you want access to your money ASAP then this may not be for you, but it's a good option for those who prefer to see concrete evidence of their earnings. However, the associated fees might make it more profitable to look into another payment method.
There are a number of new programs that have recently come out. I have never used any of these but I have heard good things so far in the 'Get Paid' forums about AlertPay. Another new program is GreenZap.